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Alerts & Notices (Alertas)
  • Important Alert: PHFA employees will be working remotely until further notice in an effort to slow the spread of the coronavirus.
    As a result, all PHFA offices are currently closed to the public.

Pennsylvania Homeowner Assistance Fund

This is the English-language webpage for Pennsylvania's Homeowner Assistance Fund program. A Spanish-language webpage providing the same information is available. Esta es la página web en inglés del programa del Fondo de Asistencia para Propietarios de Vivienda de Pensilvania. Hay una página web en español que proporciona la misma información.

PA Homeowner Assistance Fund Plan

PHFA has developed its plan for providing financial assistance to homeowners who are struggling financially due to the pandemic.

The public comment period has ended. The final plan is available and will be submitted to U.S. Treasury. Upon approval from U.S. Treasury, the program will be fully implemented.

Coming Soon!

Pennsylvania has been allocated $350 million through the federal Homeowner Assistance Fund (HAF) to help homeowners behind on their mortgage and other home-related expenses due to the pandemic. The Pennsylvania Housing Finance Agency (PHFA) has been designated by the state legislature to administer this program in the commonwealth. At this time, PHFA is working to develop the Pennsylvania HAF program, which will need to be approved by the U.S. Treasury before it can become operational. Pennsylvania's program will include an online and mobile application portal. Applicants will be able to apply and submit required documentation through the web-based application or may be assisted by a third-party counseling agency with that process. We anticipate that Pennsylvania's program will be available in the fall.

Get Notified

Sign up to receive updates about the financial relief that will be made available through the Pennsylvania Homeowner Assistance Fund as details become available. If our sign-up form does not open for you, please be sure to disable the pop-up blocker on your web browser and try again.

As PHFA is still developing the PAHAF plan, and if you are a homeowner in need of immediate assistance, we encourage you to contact your servicer to explore loss mitigation options which may provide a more immediate solution.  The August 24, 2021 Updates in the New Updates section has more information on loss mitigation.

About the Program

Under the federal American Rescue Plan (ARP) of 2021, Pennsylvania was allocated $350 million from the Homeowner Assistance Fund (HAF). This money is to be used to assist homeowners impacted by the coronavirus pandemic to help them avoid mortgage delinquency, default, foreclosure, delinquent property taxes, loss of utilities, or home energy services, and displacement. This financial relief is intended for homeowners facing financial hardship after January 21, 2020. PHFA is currently working to develop our Pennsylvania HAF plan for submission to the U.S. Department of the Treasury for its approval and is also conducting a PAHAF Pilot Program, with limited availability. It is anticipated the PAHAF Pilot Program will expand beyond the initial phase, once the technological solutions are fully operational. Check this webpage often for updates and for the addition of new resources as they become available.

News Updates

Read the latest news related to the PAHAF.

Frequently Asked Questions

This Q&A sheet will be updated frequently as new questions arise. Our goal is to share the answers you need in a timely manner.

Additional Information

More information will be provided on this webpage once the program is open for applications. Please check back regularly for updates.